Important Information

Navigator™ is a personal financial planning tool designed to help you think more clearly about your financial future. It uses AI-assisted modelling to illustrate possible financial scenarios based on the information you provide.

Navigator™ is designed to empower you to think about your financial future — not to replace professional judgement where that judgement is genuinely needed.

• ·Navigator™ is not a regulated financial planning service and does not constitute financial advice under the Financial Services and Markets Act 2000.
• ·Outputs are illustrative and exploratory. They are not auditable, repeatable financial calculations and should not be relied upon for regulated financial decisions.
• ·Navigator™ does not incorporate real-time market data, live interest rates, or automatic updates for changes in UK tax legislation, pension rules, or mortgage regulations. Assumptions should be verified against current published rates before acting on them.

Navigator™ uses Claude, an AI model developed by Anthropic, to generate analysis, commentary, and recommendations. AI-assisted tools can produce outputs that contain errors, inconsistencies, or information that is out of date.

All outputs should be reviewed critically and verified independently before acting on them. Anthropic is named as a data processor in our Privacy Notice.

For decisions involving significant financial commitments — including pension transfers, regulated investments, mortgage decisions, or any matter requiring regulated advice — please consult a qualified financial adviser authorised by the Financial Conduct Authority (FCA).

Navigator™ can help you prepare for that conversation. It is not a substitute for it.

Academy of Life Planning Limited

Registered in England and Wales (Co. No. 8016568)

9 Franklin Way, Spilsby, Lincolnshire, PE23 5GG

ICO Registration: ZA502687

Contact: info@aolp.co

Last updated: May 2026